Insurance is a promise to protect you in the future for which you pay a premium in the present. You make a bet that the insurance company will be there when you need them. When you pay your premiums you put your trust and welfare in the hands of your insurance company. In the past that was a good bet. Not so anymore.

Insurance is a sophisticated industry earning more than $90 billion in 2006.  Since the mid 90's, insurance companies have put making a buck ahead of the promise to protect you. Time is money and the longer the insurance company holds onto your money the more they make. 

They use multiple tricks. They misinterpret the insurance policy. They pay less than you are owed. They delay until you will accept less. They force you to sue them to receive your policy benefits. They hire attorneys and experts who, in exchange for more business, will do everything they can to help the insurance company deny your claim. Insurance companies are now no more than litigation machines. You don't stand a chance.

Bad Faith and fee shifting statutes help level the playing field against insurance companies. You have to know how they work and how to build a case for bad faith.

CDG Talent

At CDG we have pursued insurance companies for our clients for 27 years. We have done so all over the country. We know how to develop the insurance claim to best position you to take advantage of the remedies available and create the leverage to get your claim paid. Our lawyers know how it works in the insurance company's claims departments. Our lawyers are licensed to

practice in California, Florida, Minnesota, Wisconsin, Illinois, Iowa and Indiana. We have relationships with law firms all over the country. We make the insurance companies accountable for not living up to the promises made when they took your premiums.

We are your insurance against insurance.^SM 

If you have a problem with your insurance company, please call or e-mail us.

Our results and experience speak for themselves:
• Arizona: Along with co-counsel, CDG recovers $900,000 on a property damage claim concerning mold and water intrusion as well as injury as a result of bad faith claims handling.
• Arkansas: CDG recovers in excess of 3 million for insurance bad faith in regard to retail office space fire damage. The insurance company claimed policyholder was entitled to $350,000.
• Arkansas: CDG recovers $4.75 million and continuing coverage in settlement for bad faith failure to defend and indemnify owners of technical schools in various locations around the country.
• Colorado: CDG recovers in excess of 1 million dollars in an appraisal against a first party carrier and for the carrier’s bad faith conduct on a matter involving water intrusion and mold contamination of a luxury home.

• Florida: CDG represents dozens condominium Homeowners Association along the Daytona Beach coast which have suffered extensive property damage and water intrusion and bad faith claims handling as a result of Hurricane Francis and Charlie.
• Florida: CDG recovers in excess of 1 million dollars on a  homeowner’s policy involving mold and water damage after the company’s initial payment of less than $40,000.
• Florida: Trump retains CDG to prosecute claims against various insurance carriers and its broker due to extensive property damage to a new 55 story condominium building being constructed in Miami area.
• Georgia: CDG recovers a multi million dollar settlement for families in substandard housing due to water intrusion of the apartment units and extensive mold contamination. The settlement involved personal property loss as well as personal injuries as a result of mold exposure.
• Illinois: After a 10 year fight, along with co-counsel, CDG recovers 93 million and other benefits from Universal Life Insurance policies for a class of people from a subsidiary, Swiss Re, for wrongfully taken monies.
• Illinois: CDG forces an insurance company to pay approximately         $50,000 to its client and to pay approximately $300,000 to the plaintiff for bad faith failure to pay CGL benefits after the insurance company refused to make a reasonable offer to settle the case filed by the plaintiff against CDG's client. The policy limits were $100,000.
• Illinois: CDG recovers over 1.5 million for a medical office contaminated by repeated water damage and mold infestation despite wide spread exclusions in the policy.

• Louisiana: Along with co-counsel, CDG sues on behalf of manufacturer for lost business income due to Hurricane Katrina.

• Minnesota: CDG recovers 63 million dollar from carriers on behalf of an agricultural food company as a result of a fire and explosion that destroyed a processing plant and caused further water intrusion and environmental contamination.
• Nevada: CDG recovers in excess of $1 million for water damage        and mold from property insurance carrier concerning a single family home.
• Wisconsin: CDG recovers in excess a 16 million dollar settlement for a manufacturing company against insurers due to their bad faith refusal to defend and indemnify the company.
• Wisconsin: CDG recovers in excess of $500,000 for a homeowner’s property loss on a luxury home caused by water intrusion, mold contamination and bad faith claims handling.

If you have a problem with your insurance company, please call or e-mail us.